The AB&P journal
Useful answers for the decisions owners make every week.
Clear guidance on the financial, payroll, and people questions that tend to become urgent when no one explains them early.

Community · 2 min read ·
Why Teaching Kids About Money Really Matters
If you ever wonder whether talking to your kids about money is worth it, the answer is yes — absolutely. What you learn (or don’t learn) about money as a child can shape your habits well into adulthood. Things like bu…
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Community · 1 min read ·
Beware of Tax Season Scams: How to Protect Yourself
Scammers are always looking for ways to steal your money and personal information, especially during tax season. The IRS is warning you to stay alert, avoid misleading tax advice, and make informed filing decisions. O…
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Community · 2 min read ·
College Students Face Increased Stress Amid Uncertain Funding
A recent survey by Timely Care found that stress, anxiety, and financial strain are taking a toll on college students. Of the 1,200 students surveyed, 71% reported struggling with mental health challenges, up from 65%…
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Business · 2 min read ·
Thinking About Expanding to Another State? Here’s What You Should Know
Opening a new location in another state is a big step—and an exciting one. But with that growth comes new responsibilities that might not be on your radar if you’re only used to doing business in your home state. To b…
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Community · 2 min read ·
Turning Returns Into an Opportunity by Donating Unwanted Goods
Dealing with returns is part of doing business, but managing them efficiently can be a challenge. While a flexible return policy builds trust, it also creates logistical issues. Returned items need to be evaluated, re…
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Business · 2 min read ·
How to Overcome Hiring Challenges in 2025
Hiring in 2025 comes with new challenges, and staying competitive means taking a strategic approach. A recent survey of over 1,700 hiring managers highlights some of the biggest obstacles in attracting top talent, fro…
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Community · 2 min read ·
Filing a Final Tax Return After a Loved One’s Passing
Losing a loved one is difficult, and managing their financial affairs can feel overwhelming. If you are the executor of their estate, one of your responsibilities is filing their final income tax return. The IRS requi…
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Community · 2 min read ·
Why You Should Get Involved in TCE and VITA Programs
Business owners may have an opportunity to make a real impact in your community by supporting Tax Counseling for the Elderly (TCE) and Volunteer Income Tax Assistance (VITA). These IRS-backed programs provide free tax…
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Community · 3 min read ·
How to Make a Smart College Budget: Simple Tips for Students
As a college student, balancing school, friends, and extracurriculars can make it tough to find time for a job. Without a steady paycheck, it is important to manage your finances wisely. Creating a budget is key to st…
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Community · 2 min read ·
Understanding the 2025 Updates to Health Savings Accounts
A Health Savings Account (HSA) is a tax-advantaged savings account designed to help individuals save for medical expenses. HSA contributions are tax-deductible, and the funds can be used to pay for qualified medical e…
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Community · 2 min read ·
Strategies for Cultivating Financial Responsibility in Your Kids
Do you have children who need to learn fiscal responsibility? Do you attempt to teach your kids but wonder if they are comprehending the details? Understanding your child’s brain can unlock insights into their financi…
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Community · 2 min read ·
Smart Financial Strategies for New Graduates: Budgeting, Saving, and Investing
Are you a recent graduate? Do you desire to understand financial concepts to make sure you step out on the right foot? When transitioning from a college budget to receiving your first post-graduation paychecks, it's e…
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