The AB&P journal
Useful answers for the decisions owners make every week.
Clear guidance on the financial, payroll, and people questions that tend to become urgent when no one explains them early.
Business · 2 min read ·
Stop Sending Emails No One Reads: How to Make Your Newsletter Worth Opening
Estimated reading time: 2 minutes Most business newsletters go unread. Inboxes are crowded with sales pitches, updates, and generic messages, so if your emails are ignored, you’re missing an opportunity to connect and…
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Community · 5 min read ·
Retirement Plan Trends That Can Help You Support Your Team
Estimated reading time: 5 minutes Table of contents Personalized financial wellness programs More interest in specialty investments Financial literacy because it supports people Health Savings Accounts (HSAs) SECURE 2…
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Business · 3 min read ·
Freedom in Your Business Matters Most When Life Does Not Follow a Plan.
Estimated reading time: 3 minutes Recently, my family experienced one of those seasons where unexpected situations arose outside of my planned calendar of activities. My daughter was due to have a baby within ten days…
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Community · 2 min read ·
Travel Identity Protection: How to Keep Your Information Safe
Travel can be exciting, whether for work or leisure, but it also makes you a target for identity theft. One in four travelers experiences a crime while away from home, and criminals often target their personal informa…
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Bookkeeping · 2 min read ·
Protect Your Profit: Why Personal Finance Systems Are Non-Negotiable
Many entrepreneurs fall into the same trap without realizing it. They take from business funds to cover personal expenses, or they rely on credit cards at home to keep cash available for payroll. It may feel like prob…
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Business · 2 min read ·
Avoiding Burnout: Practical Steps to Protect Your Mental Health
Estimated reading time: 2 minutes Burnout, stress, and anxiety aren’t signs of weakness; they’re signals that something needs attention. In today’s fast-paced professional world, many high performers silently struggle…
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Community · 3 min read ·
Minimum Wage Changes Coming January 1, 2026: What Small Business Owners Need to Know
Estimated reading time: 3 minutes As we head into a new year, many states across the country are preparing for minimum wage increases that take effect on January 1, 2026. If you employ staff, this is the time to revie…
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Community · 2 min read ·
Tax Planning for Parents Under the One Big Beautiful Bill Act
The One Big Beautiful Bill Act, signed in July 2025, changes how you plan for taxes as a parent. It extends federal tax brackets from the 2017 Tax Cuts and Jobs Act, adjusts credits and deductions, and introduces new…
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Community · 2 min read ·
Going Back to Work After Retirement? Know How It Affects Your Social Security
If you recently retired from your business and are considering returning to work, it is important to understand how this decision could affect your Social Security benefits. If you are under full retirement age, your…
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Community · 2 min read ·
Student Loan Defaults May Cut Social Security Income
If you’re a business owner nearing retirement or have recently stepped away from your company, unpaid student loans could reduce the Social Security income you expect to receive. The federal government has restarted a…
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Business · 3 min read ·
How to Properly Update Your Address with Government Agencies
Moving to a new home or relocating your business is exciting, but it also comes with a long checklist of tasks. One of the most important—and often overlooked—is making sure you update your address with the right gove…
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Community · 3 min read ·
The Do’s and Don’ts of Interview Questions: Immigration Status & Hiring Compliance
When it comes to hiring, asking the wrong question can cost your business far more than a good employee—it can lead to lawsuits, penalties, and serious reputational damage. One area where many employers unintentionall…
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