The AB&P journal
Useful answers for the decisions owners make every week.
Clear guidance on the financial, payroll, and people questions that tend to become urgent when no one explains them early.

Business · 3 min read ·
Stimulus Programs, Lender Generosity Keeping Bankruptcies at Bay
While finances have definitely been uncertain and strained over the past two years, the ABI - American Bankruptcy Institute - noted that bankruptcy and chapter 11 filings are down significantly in 2021 compared to 202…
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Business · 2 min read ·
Work From Home, or Go Home from Work?
https://youtu.be/zMMcyATfV2I With the pandemic hitting over a year and a half ago, your business has had to make multiple unforeseen adjustments. You have had to adapt to situations you probably never thought would ha…
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COVID-19 · 10 min read ·
OSHA Emergency Temporary Standards
The following information was shared by HR Pilot from Tokio Marine: OSHA has released its much-anticipated Emergency Temporary Standards (“ETS”) that require employers with 100+ employees to be vaccinated or submit to…
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Business · 4 min read ·
SBA Fast Forgiveness Portal
More details have been released on the Paycheck Protection Program forgiveness portal by the SBA. The SBA is releasing a series of forgiveness portal user guides for lenders and some the biggest features are: Direct F…
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Business · 5 min read ·
Creating a Website For Your Small Business
Are you an entrepreneur just starting a business? Or have you had a company for a while but never created a website? I was once just starting out without one and didn’t know everything that should be done to create a…
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COVID-19 · 2 min read ·
Paid Leave to Employees Helping Family Get COVID Vaccination
In 2021 the American Rescue Plan Act (ARP) was created to help with relief of all types during COVID-19. Since then, the IRS has updated it's paid sick and family leave tax credits. These updates include the ability f…
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Business · 2 min read ·
Expect Sales Tax to Proliferate Post-Pandemic
As we come to the middle of 2021, the fears of many state and local government brought about by the pandemic have lessened. Many regions were rattled as the economy shut down, and for good reason. Mike Bernard, the ch…
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COVID-19 · 3 min read ·
Senate Plans to End Employee Retention Tax Credit Early
During the pandemic Congress created a tax break to help businesses that were having a hard time which is known as the Employee Retention Tax Credit (ERTC). However, not many businesses took advantage of it and the bi…
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Business · 3 min read ·
Families Began To Receive Child Tax Credit Payments July 15
The IRS and Treasury stated that in mid July many families with children should begin to receive money in their accounts. This is, of course, applying to low and mid income families and is regarding receiving monthly…
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Business · 3 min read ·
SBA EIDL Payments Not Due Until 2022
During COVID-19, the Economic Injury Disaster Loan (EIDL) was established by the CARES Act (Coronavirus Aid, Relief, and Economic Security) to help small businesses that were facing economic hardship. Many small busin…
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Business · 4 min read ·
Frequent Performance Reporting Causes Anxiety, Lowers Productivity in Remote Workers
One of the biggest changes that we have seen during the COVID-19 pandemic is the large shift from working in person to working remotely from home. Somewhere around 20% of adults in the US are working outside of an off…
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Business · 3 min read ·
Protect Yourself in the Event of a Disaster
https://youtu.be/hPKMpbf_a7c Although no one likes to think about the fact that we may face a serious disaster, it is important to prepare for one in the event it happens to us. These can be situations such as a major…
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