The AB&P journal
Useful answers for the decisions owners make every week.
Clear guidance on the financial, payroll, and people questions that tend to become urgent when no one explains them early.
Community · 3 min read ·
What Is a Health Flexible Spending Account (HFSA)?
Answered by the HR Experts A Health Flexible Spending Account (HFSA) is a valuable employee benefit that allows individuals to set aside pre-tax dollars from their paycheck to cover eligible healthcare expenses. This…
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Community · 3 min read ·
Resources for Those Affected by the California Wildfires
The California wildfires have caused immense devastation, and understandably, this crisis is impacting businesses, families, and individuals across the state. Whether you are facing challenges in continuing your busin…
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Community · 2 min read ·
Maximizing the Child and Dependent Care Credit: A Tax-Saving Guide for Families and Caregivers
Raising children is a joy, but it can be expensive. Fortunately, the Child and Dependent Care Credit is designed to help offset some of those costs. This credit isn’t just for parents of young children—it may also app…
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Community · 2 min read ·
Give More, Tax-Free: Expanded IRA Charitable Donation Limits for 2024
If you're an IRA owner aged 70½ or older, there's great news—you can donate up to $105,000 tax-free to qualified charities in 2024. That’s an increase from the previous limit of $100,000, offering more opportunities t…
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Community · 3 min read ·
Key Social Security Changes for 2025: What Retirees Need to Know
If you're retired or planning to retire soon, Social Security will likely play a significant role in your financial future. With over 72.5 million Americans relying on Social Security benefits, staying informed about…
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Community · 2 min read ·
12 Genius Study Hacks for College Students
Are you struggling to retain information and ace your exams? Discover these 12 genius study hacks designed to improve your memory and make studying not just easier, but more enjoyable. From time management techniques…
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Community · 3 min read ·
Effective Strategies for a Smooth Back-to-School Transition
Transitioning back to school after summer break can be challenging for students, who may have concerns about new teachers, making friends, or navigating the school campus. Parents can help ease this transition with se…
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Community · 2 min read ·
Your Retirement Savings May Be Worth Less Than You Think
Your retirement nest egg, especially in traditional IRAs, 401(k)s, or 403(b)s, may be significantly reduced by taxes. For instance, a $1 million retirement fund could be worth only $760,000 after federal taxes at a 24…
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Community · 2 min read ·
Protecting Your Retirement and Legacy: Avoiding Excessive Taxes
Many retirees worry about outliving their savings, with 63% of Americans more fearful of running out of money than dying. This concern often overshadows the significant issue of overpaying taxes in retirement. Many ta…
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Business · 3 min read ·
Maximize Working from Home Efficiency and Benefits
Working from home affords the flexibility to create your own schedule and customize your workspace. To succeed in this environment, it's essential to adopt effective work habits. Benefits of Working from Home: Custom…
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Community · 2 min read ·
Six-Figure Salaries Now Required for Homebuyers in Nearly Half of the U.S.
Potential homebuyers in 22 states and the District of Columbia now need a six-figure salary to afford a median-priced home, according to a recent Bankrate analysis. The median home price stands at $402,343, and the re…
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Community · 2 min read ·
Demystifying HOA Fees: What Every Homeowner Needs to Know
Ever wonder about those hefty fees associated with homeowners associations (HOAs)? Well, with more and more of us becoming part of HOAs, it's no surprise that financial advisors and tax pros are becoming bombarded wit…
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