The AB&P journal
Useful answers for the decisions owners make every week.
Clear guidance on the financial, payroll, and people questions that tend to become urgent when no one explains them early.
News · 3 min read ·
Step by Step Guide to Creating a Cash Flow Forecast for Your Small Business
Managing your business's cash flow is one of the most crucial aspects of financial planning, but it can feel overwhelming without the right approach. In the last video, I explained how a cash flow forecast provides cl…
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News · 1 min read ·
2025 HSA Contribution Limits and HDHP Adjustments: What You Need to Know
Starting in January 2025, the IRS will allow you to contribute more to your Health Savings Account (HSA) as part of its annual inflation adjustments. For individuals with self-only coverage under a high-deductible hea…
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Business · 2 min read ·
Essential Buy-Sell Agreements: Protecting Business Continuity and Ownership Interests
A buy-sell agreement is essential for smooth transitions and protecting ownership interests if your business has multiple owners. A well-structured buy-sell agreement can: Ensure liquidity in your ownership interest,…
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Community · 3 min read ·
Resources for Those Affected by the California Wildfires
The California wildfires have caused immense devastation, and understandably, this crisis is impacting businesses, families, and individuals across the state. Whether you are facing challenges in continuing your busin…
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News · 1 min read ·
Protecting Against Tax Scams: Be Vigilant
As digital threats evolve, we face increasing risks from scams, even outside of the traditional tax season. It’s crucial to stay informed and build defenses against these cyberattacks. Some Key Issues Include: E-Signa…
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Business · 7 min read ·
State Minimum Wage Updates for 2025: What Employers Need to Know
Is your business prepared for the 2025 minimum wage changes? With wage increases taking effect on January 1, 2025, staying informed is essential to ensure compliance and manage labor costs effectively. The table below…
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News · 2 min read ·
Federal Court Overturns Wage Increase: What Employers Need to Know
On November 15, 2024, a federal court in Texas ruled that the Department of Labor had exceeded its authority with the latest rule increasing the minimum salary for exempt employees. This decision completely invalidate…
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Community · 2 min read ·
Protecting Your Retirement and Legacy: Avoiding Excessive Taxes
Many retirees worry about outliving their savings, with 63% of Americans more fearful of running out of money than dying. This concern often overshadows the significant issue of overpaying taxes in retirement. Many ta…
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News · 2 min read ·
Smart Financial Strategies for New Graduates
Are you a recent graduate? Do you desire to understand financial concepts to make sure you step out on the right foot? When transitioning from college to receiving your first post-graduation paychecks, it's essential…
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News · 2 min read ·
Strategic Ways for Small Businesses to Save Money on Office Space and Related Expenses
As an entrepreneur, there are savvy strategies you can use to trim expenses and enhance efficiency. Whether preparing for a seasonal slowdown or gearing up for increased activity, these cost-saving measures can make a…
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News · 3 min read ·
Advantages of Outsourcing Bookkeeping
Are you an entrepreneur who is attempting to keep up with your bookkeeping while trying to do everything else required to operate your company? Do you work long hours hoping to get everything accomplished and you know…
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News · 3 min read ·
Maximize Your Tax Savings: Take Full Advantage of the QBI (Qualified Business Income) Deduction Before It's Gone
The QBI deduction allows eligible business owners to potentially deduct up to 20% of their qualified business income (QBI). This applies to income from sole proprietorships, single-member LLCs treated as sole propriet…
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