The AB&P journal
Useful answers for the decisions owners make every week.
Clear guidance on the financial, payroll, and people questions that tend to become urgent when no one explains them early.
Business · 3 min read ·
Unlocking Funding for Your Small Business: 10 Options to Fuel Growth
Securing the right funding can be one of the biggest challenges for small business owners. Whether you’re just starting out or looking to scale, understanding your financing options can make the difference between sta…
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Business · 2 min read ·
QuickBooks 2025 Reveals How Small Businesses Can Thrive
Running a small business today means constantly adapting to change. The 2025 QuickBooks Small Business Index Annual Report highlights several trends that are important to keep in mind as you plan for growth. Many busi…
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Business · 2 min read ·
Spending Slows but AI Still Moves Forward
Finance leaders are taking a cautious approach to spending. Many have paused capital investments and tightened budgets across nearly every area of operations. One exception is artificial intelligence. While cost press…
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Business · 2 min read ·
Small Businesses Turn to Tech for Growth and Security
Small and mid-sized businesses are quickly adopting technology to drive growth and improve efficiency. Accessible tools such as artificial intelligence and social media platforms are helping companies expand their rea…
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Business · 2 min read ·
What Small Business Owners Need to Know About Net Operating Losses
Small business owners can use net operating losses (NOLs) to offset taxable income from other years; however, a recent Tax Court case makes one thing clear: merely intending to start a business does not automatically…
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Business · 3 min read ·
How to Update Payroll Records When an Employee Changes Their Name
An employee approaches you with a name change request before the next payroll cycle. It may seem like a small detail—just a name, right? But in payroll, names matter a lot. Accuracy is critical because a mismatch betw…
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Business · 3 min read ·
How to Properly Update Your Address with Government Agencies
Moving to a new home or relocating your business is exciting, but it also comes with a long checklist of tasks. One of the most important—and often overlooked—is making sure you update your address with the right gove…
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Business · 3 min read ·
Why You Must Run Employee Bonuses Through Payroll
Thinking of giving your employees a holiday bonus or a well-deserved reward for great performance? It’s a wonderful way to show appreciation—but before you hand out checks or cash, there’s something important you need…
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Business · 3 min read ·
The Benefits of Virtual Cards for Modern Businesses
As business owners, we’re always looking for ways to simplify operations, strengthen financial security, and gain better control over expenses. One tool that’s quickly becoming essential in today’s digital world is th…
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Business · 4 min read ·
How to Navigate Workplace Accommodations: A Guide for Employers and Employees
Workplace accommodations are more than just compliance with the law; they’re about creating environments where people can thrive. Whether you’re an employer trying to understand your responsibilities or an employee wh…
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Business · 4 min read ·
How to Prevent Employees from Clocking In Early and Protect Your Payroll
Are you noticing your payroll creeping above what you’ve budgeted, even when staff are scheduled correctly? A common culprit is early clock-ins—employees punching in five, ten, or even fifteen minutes before their shi…
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Business · 4 min read ·
When Must Overtime Be Paid? A Clear Guide for Employers and Employees
Understanding overtime laws can feel overwhelming, but getting it right is essential for protecting both your business and your employees. Whether you’re a business owner trying to stay compliant or a worker ensuring…
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