The AB&P journal
Useful answers for the decisions owners make every week.
Clear guidance on the financial, payroll, and people questions that tend to become urgent when no one explains them early.
Community · 2 min read ·
High Costs of Small Loans from Cash Advance Apps Exposed
A recent report by the Center for Responsible Lending (CRL) highlights significant concerns regarding the use of cash advance apps such as Brigit, Cleo, Dave, EarnIn, and FloatMe. Consumers who use these apps often fa…
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Community · 2 min read ·
Strategic Tax Planning for Retirees: Minimizing the Net Investment Income Tax (NIIT)
Retirees need to be strategic about their filing status to minimize the impact of the net investment income tax (NIIT). The NIIT, which is a 3.8% tax on certain types of investment income, affects those with higher in…
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Community · 2 min read ·
Navigating the Maze: Exploring New Tools in Retirement Planning
You may have heard about a new tool introduced by the Secure 2.0 Act. This tool, known as "pension-linked emergency savings accounts" or PLESAs, aims to assist workers in saving for unexpected expenses. However, divin…
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Business · 1 min read ·
Understanding the Vital Differences: Privacy Policies vs. Terms & Conditions in Online Business
In the contemporary business landscape, online interactions have become the norm, necessitating a clear understanding of the distinct roles of Privacy Policies and Terms & Conditions. These two key documents are cruci…
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Community · 2 min read ·
Navigating Funeral Expenses: Tax Deductions and Financial Planning Amid Loss
The loss of a loved one is a challenging experience, imposing physical, emotional, mental, and financial burdens. Unexpectedly high funeral expenses often prompt many to investigate the possibility of tax deductions t…
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Community · 3 min read ·
Economic Strain: 92% of Americans Cut Spending as Inflation Worries Mount
Your business has most likely noticed that the spending habits of the public have changed significantly in the recent past due to concerns about inflation. A recent CNBC and Morning Consult survey has unveiled a notab…
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Business · 2 min read ·
State Minimum Wage Changes Effective January 2024
If you are an employer, you know it’s imperative to keep up to date with labor law and wage changes. It’s time again to look at the upcoming changes taking effect on January 1, 2024. Alaska : $11.73 Arizona : $14.35 (…
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Business · 2 min read ·
Navigating Work Ethic Across Generations: Challenges and Strategies for CFOs
Managing a diverse employee workforce from different generations can be challenging. It's essential for business leaders, including CFOs, to create an inclusive work environment, balance benefit offerings, and maintai…
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Business · 3 min read ·
Building a Winning Team for Your Small Business: Key Roles and Responsibilities
In this exciting development, an individual has a fantastic idea for a new business and is ready to pursue it. The key to success lies in assembling a skilled team. Staffing for Your Weakness As a business owner, you…
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Community · 3 min read ·
Reversing Social Security Retirement Benefits: Options for Individuals
Have you been receiving Social Security retirement benefits but have a change of heart and wish to reverse your decision? Whether it's due to a new job opportunity, boredom with retirement, or financial needs, there a…
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Community · 3 min read ·
Reversing Social Security Retirement Benefits
Have you been receiving Social Security retirement benefits but have a change of heart and wish to reverse your decision? Whether it's due to a new job opportunity, boredom with retirement, or financial needs, there a…
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Community · 3 min read ·
New Rule Allows 529 College Savings to Be Transferred to Roth IRAs
If you hesitate to start 529 college savings plans for your young children due to uncertainty about whether your child will attend college or qualify for scholarships and financial aid. However, a recent change in the…
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