The AB&P journal
Useful answers for the decisions owners make every week.
Clear guidance on the financial, payroll, and people questions that tend to become urgent when no one explains them early.
Business · 2 min read ·
The Annual Meeting Checklist: 3 Simple Steps
This doesn’t have to be complicated. Here’s a straightforward checklist to help you hold and document your annual meeting properly: 1. Hold the Meeting Whether you're a corporation (which requires annual meetings) or…
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Business · 3 min read ·
The Hidden Cost of “No Interest” Credit Card Offers: What You Need to Know
If you're like many small business owners—or even a savvy shopper—you’ve probably seen tempting credit card offers: “No Interest if Paid in Full in 6, 12, or 24 Months.” They sound like a great way to finance larger p…
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Business · 3 min read ·
What Is Nexus ?And Why It Matters for Your Sales Tax Compliance
As a business owner, understanding sales tax rules probably isn’t your favorite part of the job, but knowing what nexus is (and how it applies to you) can help you avoid costly penalties and audits. Let’s break it dow…
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Business · 2 min read ·
Twin Cities Employers Are Bringing People Back to the Office — But Hybrid Work Isn’t Going Anywhere
More and more companies in the Twin Cities are asking employees to return to the office. What started as a slow shift has gained momentum as major employers like 3M, U.S. Bank, and General Mills update their remote wo…
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Business · 2 min read ·
What Small Business Owners Should Know About Merchant Cash Advances
If your small business needs quick cash, a merchant cash advance (MCA) is one way to get it—but it’s not a traditional loan. Instead, you receive money upfront in exchange for a share of your future credit and debit c…
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Business · 2 min read ·
Making Year-Round Tax Management Easier for Small Business Owners
Small business owners often take on multiple roles within their company, managing everything from operations to marketing and finance. Many individuals handle their bookkeeping and accounting because hiring outside he…
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Business · 4 min read ·
Form I-9 Reverification Made Easy: A Compliance Checklist
Imagine this: ICE has ramped up workplace raids again, targeting farms, restaurants, and hotels in major cities like Los Angeles and Washington, D.C. Their goal? At least 3,000 arrests per day . And these aren't rando…
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Business · 2 min read ·
Navigating a Challenging Job Market: What Laid-Off Federal Workers Need to Know
The Trump administration's recent push to reduce the federal workforce has led to widespread layoffs. Federal workers now face a difficult job market, compounded by slower hiring rates and stiff competition for white-…
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Business · 2 min read ·
Preventing EEOC Claims: 5 Practical Steps Every Employer Should Know
As a business owner, one of your biggest responsibilities is creating a safe, respectful workplace—and that includes protecting your team and your business from the risks of discrimination claims. Equal Employment Opp…
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Business · 3 min read ·
Form W-4 Essentials: What Employers Must Understand
I'm diving into Form W-4 , a critical piece of the payroll process that determines how much federal income tax you should withhold from an employee’s paycheck. Let’s break it down in a clear, simple way. What Is Form…
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Business · 3 min read ·
Is Your Business Financially Healthy? Use Benchmarks and Forecasting to Find Out
If you’ve ever asked yourself, “How do I know if my business is doing well financially?” — you’re not alone. Many business owners feel unsure about what the numbers are really saying. The good news? You don’t need to…
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Business · 3 min read ·
What to Know Before Hiring Someone Living in Another State
Hiring remotely is a game-changer for growing businesses, but it also introduces a hidden layer of compliance that many business owners don’t see coming. If you’re planning to bring on an employee who lives in a state…
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