The AB&P journal
Useful answers for the decisions owners make every week.
Clear guidance on the financial, payroll, and people questions that tend to become urgent when no one explains them early.

Business · 4 min read ·
What to Do When an Employee Refuses to Sign the Employee Handbook: Essential Steps to Protect Your Business
Estimated reading time: 4 minutes Table of contents Understanding the Legal Perspective Start by Asking Why Document the Refusal Use Multiple Methods of Delivery Should Refusal Lead to Discipline? Evaluate Your Onboar…
Read article

Taxes · 4 min read ·
New Tax Deductions and Credits for 2026 You Need to Understand
Estimated reading time: 4 minutes If you want to lower your tax bill legally and confidently, you’ll want to understand the difference between deductions and credits, especially with the new updates coming for the 202…
Read article

Taxes · 4 min read ·
Earned Income Tax Credit: What It Is and How to Claim It
Estimated reading time: 4 minutes Table of contents What Is the Earned Income Tax Credit? Who Qualifies for the EITC? Income Limits Matter Can Self-Employed Individuals Claim the EITC? How to Claim the Earned Income T…
Read article

Software · 3 min read ·
How to Spot IRS Gift Card Scams Before You Become a Target
Estimated reading time: 3 minutes Scammers know the holidays make you busier and more distracted, which is why this is one of their favorite times to pretend they are the IRS and pressure you to pay a fake tax bill wi…
Read article

IRS · 4 min read ·
How to Handle an IRS Tax Bill Without Panic
Estimated reading time: 4 minutes Receiving a tax bill you cannot immediately pay can feel overwhelming. Many business owners and individuals experience stress, fear, and uncertainty when faced with an unexpected bala…
Read article

Taxes · 3 min read ·
Tax Strategy for Small Business Owners: Don’t Wait Until It’s Too Late
Estimated reading time: 3 minutes As a business owner, you're no stranger to change. Each year brings a new wave of tax updates that deserve your attention. These changes go beyond updated brackets and deductions. Acc…
Read article

IRS · 3 min read ·
How the IRS Reversed the 1099-K Rule and Why the $20,000 Threshold Matters
Estimated reading time: 3 minutes For years, small sellers, side hustlers, freelancers, and casual online entrepreneurs faced mounting uncertainty over how and when payment platforms would report their income to the I…
Read article

Business · 2 min read ·
Stop Sending Emails No One Reads: How to Make Your Newsletter Worth Opening
Estimated reading time: 2 minutes Most business newsletters go unread. Inboxes are crowded with sales pitches, updates, and generic messages, so if your emails are ignored, you’re missing an opportunity to connect and…
Read article

Taxes · 4 min read ·
How to Protect Yourself from Tax and Financial Scams
Estimated reading time: 4 minutes Table of contents Essential Tips for Small Business Owners and Individuals Why Tax and Financial Scams Are So Effective Common Scams Targeting Small Businesses Phishing: A Major Threa…
Read article

Business · 3 min read ·
Small Business Accounting Setup: A Beginner’s Guide to Managing Your Finances
Estimated reading time: 3 minutes Starting a business is exciting, but if you don’t get your finances in order from day one, the excitement can quickly turn into stress. Accounting is one of the most important aspects…
Read article

Business · 2 min read ·
How to Build a Legally Compliant and Professional Onboarding System for Your Small Business
Estimated reading time: 2 minutes When you bring a new employee into your company, the onboarding process plays a critical role in establishing a clear, compliant, and professional working relationship. Many business…
Read article

Testimonials · 1 min read ·
Testimonial by Dawn Mills
CareFiduciary, Inc As a small business owner, I can’t say enough about Affordable Bookkeeping and Payroll Services. They have provided great support and guidance with hiring employees, processing payroll, processing 1…
Read article
Ready when you are
Ready for the books to feel lighter?
Start with a simple conversation. We’ll learn what you need and decide together whether we’re the right fit.
Start a conversation