The AB&P journal
Useful answers for the decisions owners make every week.
Clear guidance on the financial, payroll, and people questions that tend to become urgent when no one explains them early.
Business · 3 min read ·
Securing a Loan: The Basics
For a lot of people, securing a loan for their business seems like a scary and complicated procedure. Afraid of rejection or mismanaging their money, many don’t try, but as it turns out, getting a loan from a bank is…
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Business · 2 min read ·
Start Saving and Avoid Incurring Credit Card Debt
I just read an article that said American’s fear maxing out credit cards due to a large purchase, yet many still max out their credit cards. I have often shared my thoughts regarding credit card debt with those who as…
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Business · 3 min read ·
Hobby vs. Business Factors
Whether it’s the startup of your dreams, that side-gig to which you devote all your spare time, or your main moneymaker, if you’ve taken a big loss in your endeavor, while deducting your expenses as that of a business…
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Payroll · 3 min read ·
Choosing Between Biweekly and Semimonthly Payroll
When it comes to payroll, there are generally four methods available for business owners: weekly, biweekly, semimonthly, and monthly. And while choosing a pay period can be an important decision for a small business,…
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Business · 3 min read ·
10 Qualifying Types of Paid Time Off
Everyone’s heard of paid vacation time, but it turns out there are a lot more than one type of Paid Time Off (PTO) an employer can offer their employees. While the type, length, and pay varies with state laws and circ…
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Business · 2 min read ·
New 2019 Standard Mileage Rate and Conditions
With the new year fast approaching, the IRS has been steadily putting out notices this month announcing the kind of changes we can expect for the 2019 tax year. And the latest, detailing the new standard mileage rate…
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Business · 1 min read ·
The Updated IRS Interest Rates for 2019
The numbers are out for 2019’s first quarter, that begins on January 1st, and the IRS has reported a rise in interest rates. As detailed by the tax service, the new rates will be: • 6% for overpayments, or 5% if a cor…
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Business · 1 min read ·
California Instates New Sales Tax Law
Wayfair v. South Dakota changed a lot regarding sales tax and online stores, and true to many predictions, California is now leading the charge by introducing a new state law requiring out-of-state sellers to pay sale…
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Business · 1 min read ·
The Cost of Fraud
It’s no secret that fraud within a business can be financially costly . According to a study done by the Report to the Nations (ACFE) , over 89% of fraud within a business is asset misappropriation, while the average…
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Payroll · 2 min read ·
Minimum Wage Increase January 2019
January 1, 2019 will bring about another minimum wage increase. CA's change is due to Law SB3 which increases the minimum wage to $15.00 per hour for large employers by the year 2022. Firms with 25 or fewer employees…
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Business · 2 min read ·
Time’s Running Out For a 2019 FSA
If your employer offers a Flexible Spending Account (FSA) where you work, time’s running out to secure yours for 2019, and it may be time to decide how much you’d like to contribute. Used to pay medical expenses other…
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Business · 3 min read ·
Why I-9s Are More Imperative Than Ever
Ever since President Trump was elected into office, anti-immigration laws have been a top priority for many in the Administration. In 2018 alone, an average of 4,000 illegal aliens were arrested each month by ICE. See…
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